What’s Covered

Understanding your wedding insurance

Dream Wedding Insurance protects all of your deposits and payments. If you’re let down by your caterer/florist/band or other wedding suppliers, if you have to cancel due to injury/sickness/severe weather, if you lose deposits due to damaged hired equipment, if you face legal liabilities due to property damage or injury. Each of these events, and many more, could leave you in financial hardship… and that’s where wedding insurance comes in. Dream Wedding Insurance gives you peace of mind that, if the worst were to happen, all of your deposits and payments are protected!

For the full details it’s a good idea to read the product disclosure statement/policy wording. Coverage is available to Australian residents that are getting married in Australia or Overseas. You must purchase a policy between 30 days and 18 months prior to the wedding date.

Wedding Insurance Benefits

Cancellation or Postponement

If the unthinkable happens, we will pay for expenses incurred when your wedding is cancelled or postponed. Coverage includes cancellation by the venue, sickness or injury to the bride, groom or an immediate family member, severe weather and more.

Rescheduling of Wedding

In the unfortunate event of cancellation or postponement, we will pay additional expenses for the wedding event to be rescheduled within 45 days from the original date.

Wedding Attire

We will cover the cost to repair or replace stolen or damaged wedding attire that is in possession of the bride, groom, a member of the bridal party or an immediate family member.

Wedding Rings

You are covered for your wedding rings if they are lost, stolen or accidentally damaged. We will either reimburse or replace the rings up to the covered amount.

Wedding Gifts

Wedding gifts are covered against loss or damage due to accident, fire or theft.

Supplier Failure

We will pay the non-refundable deposits that you have paid for any booked goods or services that fail to meet their contracted obligations due to bankruptcy, liquidation or non-appearance. You must have a signed agreement with the supplier in order to make a claim.

Wedding Cars & Transport

If your hire firm or private driver lets you down, we will pay the non-recoverable deposits and additional costs associated with arranging alternative, equivalent transport.

Marquee & Equipment Hire

We will provide coverage against accidental damage to hired equipment including marquees, tents, gazebos, flooring, chairs, tables, furniture or lighting equipment hired during the wedding period.

Personal/Public Liability*

We will indemnify the bride and groom, or any person for which the bride or groom would be legally liable for, up to $5,000,000 under all plans (no liability cover for overseas weddings). We will also pay for legal costs and expenses in defending any claim in respect to injury, loss or damage.

Coverage at home or overseas

We will provide coverage for Australian residents that are getting married anywhere in the world. Personal/Public Liability coverage is not included for overseas weddings.

Choose A Policy To Suit Your Budget

Bronze

$235

$5,000
Cancellation and Postponement
$3,000
Rescheduling of Wedding
$3,000
Supplier failure
$2,000
Wedding Attire and Rings
$2,000
Wedding Gifts
$1,500
Wedding Cars and Transport
$1,000
Equipment Hire
$5 million
Personal/Public Liability*
Silver

$465

$10,000
Cancellation and Postponement
$6,000
Rescheduling of Wedding
$6,000
Supplier failure
$5,000
Wedding Attire and Rings
$4,000
Wedding Gifts
$3,000
Wedding Cars and Transport
$2,000
Equipment Hire
$5 million
Personal/Public Liability*
Gold

$855

$25,000
Cancellation and Postponement
$15,000
Rescheduling of Wedding
$15,000
Supplier failure
$10,000
Wedding Attire and Rings
$8,000
Wedding Gifts
$7,500
Wedding Cars and Transport
$5,000
Equipment Hire
$5 million
Personal/Public Liability*
Platinum

$1,285

$50,000
Cancellation and Postponement
$30,000
Rescheduling of Wedding
$30,000
Supplier failure
$20,000
Wedding Attire and Rings
$16,000
Wedding Gifts
$10,000
Wedding Cars and Transport
$10,000
Equipment Hire
$5 million
Personal/Public Liability*

Wedding budget over $50,000? – click here and tell us how much coverage you need

*Personal/Public Liability not covered for overseas weddings.