What’s Covered

Understanding your wedding insurance

Dream Wedding Insurance protects all of your deposits and payments. If you’re let down by your caterer/florist/band or other wedding suppliers, if you have to cancel due to injury/sickness/severe weather, if you lose deposits due to damaged hired equipment, if you face legal liabilities due to property damage or injury. Each of these events, and many more, could leave you in financial hardship… and that’s where wedding insurance comes in. Dream Wedding Insurance gives you peace of mind that, if the worst were to happen, all of your deposits and payments are protected!

For the full details it’s a good idea to read the product disclosure statement/policy wording. Coverage is available to Australian residents that are getting married in Australia or Overseas. You must purchase a policy between 30 days and 18 months prior to the wedding date.

Wedding Insurance Benefits

Wedding Event Cancellation, Postponement or Rescheduling

If the unthinkable happens, we will pay for expenses incurred when your wedding is cancelled, postponed or rescheduled. Coverage includes cancellation by the venue, sickness or injury to the bride, groom or an immediate family member, severe weather and more.

Wedding Attire & Wedding Rings

We will cover the cost to repair or replace stolen or damaged wedding attire and/or rings that are in possession of the bride, groom, a member of the bridal party or an immediate family member.

Wedding Gifts

Wedding gifts are covered against loss or damage due to accident, fire or theft. Sub-limit applies for money.

Wedding Supplier Failure

We will pay the non-refundable deposits that you have paid for any booked goods or services that fail to meet their contracted obligations due to bankruptcy, liquidation or non-appearance. You must have a signed agreement with the supplier in order to make a claim. Sub-limit applies for hired cars or transport.

Accidental Damage to Hired Equipment

We will provide coverage against accidental damage to hired equipment including marquees, tents, gazebos, flooring, chairs, tables, furniture or lighting equipment hired during the wedding period.

Personal Liability*

We will indemnify the bride and groom, or any person for which the bride or groom would be legally liable for, up to $5,000,000 under all plans (no liability cover for overseas weddings). We will also pay for legal costs and expenses in defending any claim in respect to injury, loss or damage.

Coverage at home or overseas

We will provide coverage for Australian residents that are getting married in Australia or overseas. Personal Liability coverage is not included for overseas weddings.

Choose A Policy To Suit Your Budget

Bronze

$235

$8,000
Wedding Event Cancellation, Postponement or Rescheduling
$3,000
Wedding Supplier Failure
$1,500
Hired Cars or Transport
$2,000
Wedding Attire & Wedding Rings
$2,000
Wedding Gifts^
$1,000
Accidental Damage to Hired Equipment
$5 million
Personal Liability*
Next steps
Silver

$465

$16,000
Wedding Event Cancellation, Postponement or Rescheduling
$6,000
Wedding Supplier Failure
$3,000
Hired Cars or Transport
$5,000
Wedding Attire & Wedding Rings
$4,000
Wedding Gifts^
$2,000
Accidental Damage to Hired Equipment
$5 million
Personal Liability*
Next steps
Gold

$855

$35,000
Wedding Event Cancellation, Postponement or Rescheduling
$15,000
Wedding Supplier Failure
$7,500
Hired Cars or Transport
$10,000
Wedding Attire & Wedding Rings
$8,000
Wedding Gifts^
$5,000
Accidental Damage to Hired Equipment
$5 million
Personal Liability*
Next steps
Platinum

$1,285

$75,000
Wedding Event Cancellation, Postponement or Rescheduling
$30,000
Wedding Supplier Failure
$10,000
Hired Cars or Transport
$20,000
Wedding Attire & Wedding Rings
$16,000
Wedding Gifts^
$10,000
Accidental Damage to Hired Equipment
$5 million
Personal Liability*
Next steps

*Personal Liability not covered for overseas weddings.

^ Sub-limit of $500 per item applies for wedding gifts. Maximum limit for money as a wedding gift is $500.